Joseph P. Richardson
Telephone: (518) 439-4800E-Mail: .(JavaScript must be enabled to view this email address)
Joseph P. Richardson is an Operating Director for DeltaPoint Capital Management, LLC, a private equity fund for change of control transactions. He retired from Berkshire Bank on September 30, 2009 as the New York Regional Executive. He joined the Bank on November 28, 2005 after a brief time as Director of Economic Development for the Albany-Colonie Regional Chamber of Commerce. Before that he worked for forty-two years in corporate banking. His banking career began in 1963 with the State Bank of Albany, which has become the Bank of America, where he became a Senior Corporate Lender and Senior Vice President responsible for the statewide Specialized Lending group. In 1993, Mr. Richardson joined ALBANK as the Senior Vice President responsible for Commercial Banking, which Bank was later acquired by Charter One Bank and further acquired by Citizens Bank. He retired from Citizen Bank on February 18, 2005.
A 1963 graduate of St. Lawrence University, Mr. Richardson is also a June, 1978 graduate of the Stonier Graduate School of Banking at Rutgers University where his thesis entitled, "The Employee Stock Ownership Plan: It's Applicability, Validity and Utility as a Method of Bank Lending" was accepted for the library and published. He holds several Graduate Diplomas from the University of Oklahoma National Commercial Lending School and is a Certified Commercial Lender as designated by the American Bankers Association.
Mr. Richardson has been an active member of many community organizations and recently was the former Chair of the Albany-Colonie Regional Chamber of Commerce Board of Directors; Vice Chair, Town of Bethlehem Industrial Development Agency; member, New York Business Development Corporation Capital District/Champlain Regional Loan and Advisory Committee; former President of the Upstate New York/Vermont Chapter of The Leukemia Society; a former President of the Empire Chapter of Robert Morris Associates; former Race Director for the Hudson-Mohawk Road Runners annual Delmar Dash and a founding Director and first President of the Capital Affordable Housing Partnership.
Currently, Mr. Richardson is a Trustee at St. Lawrence University and a Director and Treasurer of the Terramere Homeowners Association; Event Treasurer for the annual GHI Workforce Team Challenge Road Race and was elected Board Chair at WMHT in June, 2009. He was re-elected to the Town of Bethlehem Industrial Development Agency on July 12, 2006. Mr. Richardson is a member of the Tech Valley Angel Network and a member of the Fort Orange Club since 1980. When not volunteering, you can find Joe hiking, canoeing, biking or perhaps even running a marathon!
